Bankruptcy Lawyer in Montgomery County – The Basics of Credit Counseling

Philadelphia Bankruptcy Attorney helping filer with paperworkIf you are filing for bankruptcy protection, you are required to seek counseling about your credit from a government-approved counselor within 180 days before you file. You are also required to complete a follow-up debt education course before the court discharges your debts. A Montgomery County bankruptcy lawyer can help you through your entire bankruptcy process.

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A Beginner’s Guide to Bankruptcy

Bankruptcy is a powerful tool that can shield your personal and business assets from debt collectors. Bankruptcy cannot protect all of your assets, some of them will be used to pay off a portion of your debt. Moreover, bankruptcy will not discharge all of your liabilities (debts).

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Bankruptcy Lawyer in Montgomery County – What to Avoid Before Bankruptcy

Bankruptcy is complicated. When filing for bankruptcy, you must account for all of your assets, liabilities, expenses and incomes. Many people make mistakes before they file their initial petition. Unfortunately, those mistakes can cause serious problems and even disqualify you from seeking bankruptcy protection. Contacting a bankruptcy lawyer in Montgomery County is always recommended to avoid costly mistakes.

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A Bankruptcy Lawyer in Philadelphia Outlines the Intersection of Bankruptcy and Employment

The United States, for the most part, is an “at will” country, meaning that employment is “at will.” Employees are free to quit and employers are free to fire at any time. Keeping this in mind, there are a few exceptions; for example, you cannot get fired based on your race, sex, age, disability or a few other “protected classes.” Each state, including Pennsylvania, can expand on these protected classes.

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Bankruptcies

Bankruptcies in several districts have come down dramatically. In North West Ohio they’re down 29%. Read Here. In South Central Texas, they’re down nearly one third. Bloomberg reports that business bankruptcies are down 22% Nationwide. . One analyst attributes the decline in business bankruptcies in part to low interest rates.

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Michael Vick Bankruptcy

Michael Vick was in the news today, but not for dog fighting or football. It was for his bankruptcy case.
People may wonder why a highly paid professional athlete who was once the highest paid athlete in the NFL would need to file a bankruptcy case. As the old saying goes, people who earn a lot spend a lot. But, though the headline said that the judge handed Vick a victory, it is not clear that it was anymore of a victory than an ordinary debtor would get.

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