A Chapter 13 Bankruptcy Attorney Discusses the Effect of Bankruptcy on Your Credit

chapter 13 bankruptcy attorneyBankruptcy is a tool that allows people who are insolvent to seek protection from the court, to assist them in reorganizing their debt and finances. In exchange for the protection and debt reorganization (or forgiveness), bankruptcy may affect your credit which can impair your ability to secure mortgages, favorable interest rates, car loans, and many other debt tools. A Chapter 13 bankruptcy attorney from Alfred Abel Law Offices reviews the effects of bankruptcy and compares those against the benefits offered.

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Bankruptcy Lawyers in Philadelphia Offer Tips to Help you Understand and Avoid Bankruptcy

Bankruptcy lawyers in PhiladelphiaMany NBA players file for bankruptcy within five years of their professional career ending. What is the cause of this phenomena? Taxes? Fraud? You would be surprised to know that none of those are the primary reasons. Instead, the cause is poor planning and foresight on the part of the players. Players should have spoken to bankruptcy lawyers to sort out their finances before, during, and after their professional career. Take these stories as a cautionary tale; if million-dollar basketball players can be affected by bankruptcy, anyone can. A Philadelphia Bankruptcy Lawyer from Alfred Abel Law Offices provides some tips to understand and avoid bankruptcy.

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Bankruptcy Lawyer in Montgomery County – The Basics of Credit Counseling

Philadelphia Bankruptcy Attorney helping filer with paperworkIf you are filing for bankruptcy protection, you are required to seek counseling about your credit from a government-approved counselor within 180 days before you file. You are also required to complete a follow-up debt education course before the court discharges your debts. A Montgomery County bankruptcy lawyer can help you through your entire bankruptcy process.

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A Beginner’s Guide to Bankruptcy

Bankruptcy is a powerful tool that can shield your personal and business assets from debt collectors. Bankruptcy cannot protect all of your assets, some of them will be used to pay off a portion of your debt. Moreover, bankruptcy will not discharge all of your liabilities (debts).

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Bankruptcy Lawyer in Montgomery County – What to Avoid Before Bankruptcy

Bankruptcy is complicated. When filing for bankruptcy, you must account for all of your assets, liabilities, expenses and incomes. Many people make mistakes before they file their initial petition. Unfortunately, those mistakes can cause serious problems and even disqualify you from seeking bankruptcy protection. Contacting a bankruptcy lawyer in Montgomery County is always recommended to avoid costly mistakes.

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A Bankruptcy Lawyer in Philadelphia Outlines the Intersection of Bankruptcy and Employment

The United States, for the most part, is an “at will” country, meaning that employment is “at will.” Employees are free to quit and employers are free to fire at any time. Keeping this in mind, there are a few exceptions; for example, you cannot get fired based on your race, sex, age, disability or a few other “protected classes.” Each state, including Pennsylvania, can expand on these protected classes.

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